By Tom Radack, co-owner, KW Bartlett Real Estate Group, Keller Williams Realty, Kyle Nunnallee, President.

For most of us, our home is our largest investment. Proper maintenance of our homes, as well as being knowledgeable of the symptoms of problems, is key to protecting this investment. When we think of home maintenance and the effect it can have on the family’s health and safety, we often think of structural elements, the foundation, mold, or wood destroying insects (WDIs), but overlook a problem that could be just as, or more, costly — MOISTURE.

Moisture in the home left unchecked could result in mold, health issues, WDIs and structural problems. Fix the problem now before it develops into a major issue. Waiting to fix it later may prove to be a huge expense.

Fortunately, an observant homeowner can identify moisture issues before major problems develop. If you see a symptom, find the source of the moisture and stop it. It’s much cheaper than waiting!

If you are concerned about moisture or other issues with your home, have a licensed home inspector inspect your home. For most homes, the cost is between $300 and $500, which is a small price to pay for the good night’s sleep that the assurance your home is in good condition can give you.

Remember that if you are buying a resale home or new home, always make sure you have an option period in your contract that allows for a thorough home inspection by a licensed professional and any necessary repairs.

The Internet is a great source for information that can help you identify potential problems in your home. Do a little research, be observant, and act quickly if you suspect you have a problem. If you fix it now, it will save you a substantial investment of time and money in the future.

Try this website for some useful tips:
www.oldhouseweb.com/stories/How-To/Home_Inspection

Watch for these little things that may lead to BIG problems :

• After rain storms, check the attic for roof leaks. Look for discoloration of roof sheathing (the plywood on which the roof sits), rafters and beams, or wet insulation.
• Ceilings below the attic and second story baths and near chimneys should be observed for discoloration.
• Check for bubbling or chipping of paint on and below windowsills. Lift the windows and make sure the security system contact is caulked. This is a very common problem that is often missed source of water behind the wall or under windows.
• Check the overflow pans of the AC and water heaters for water or rust, and make sure emergency and condensate flow lines are clear. During the summer, watch for water draining from these lines, which may be caused by a clogged drain line or a leaking water heater.
• Carpet discoloration (rust) where the carpet contacts an outside wall could indicate a leak or moisture buildup between the walls.
• Make sure there is no leaking water or discoloration lines coming from weep holes. These holes are there to let moisture escape, but too much moisture or water coming through the holes needs to be investigated.
• Fogged windows or windows that show condensation can result in moisture weeping through the window frame and behind the wall.